30% Financial Independent

I am currently taking a sick leave from work the whole week and I have to admit that I am actually enjoying staying at home. I have a 1-year old baby and it’s been over 1 year I am not home alone! So, despite the pain in my body and throat pain, I am actually enjoying this “time-off” from work. It got me even more motivated and more into financial independence because it allowed me to have time to do things I really enjoy:

  • I read 2 books I have been wanting to read for a long time (Misbehaving and When, totally recommend both!)
  • I have been reading more blogs on financial independence, running and updating my numbers and learning new concepts, in particular the difference between Full FI and Lean FI. I have realized I am a bit over 30% Full FI, which sounds great, because the following 30% will be much faster to reach than the first.
  • I have been doing yoga by myself and realised I need to learn more/do more, even though it is very challenging to find the time when you work full time + have a baby. I will definitely do a yoga teacher training once I decide to “retire”.
  • I have also been thinking on how to combine my two passions which are personal finance + girls empowerment. I am not specifically talking about the new movement current out there, I would like to focus more on how to help poor girls get through, empower them and help them to make sound financial decisions. Again, very difficult to do it in the country where I am currently living – Germany – not only because of the lack of time but also because I do not speak German fluently (not even close!), so maybe I have to delay this till when I go back to my home country. Meanwhile, I have to think what could I do online related to these topics. Any suggestion?
  • I have convinced my husband to finally start saving first, i.e., every month both of us will put in a separate account 2.5k each so that we manage to save 5k a month. Let’s see if we manage to do it! We start this month!

Even though there are many things I love about my work, to name a few being an international environment, my manager is an amazing coacher, my organization is very flexible in terms of working hours, the high salary, etc., working is definitely killing my creativity and separating myself from my true passions. I feel I would be of so much more use to the society if I could focus my time on helping others to achieve their own freedom and to thrive, either through personal finance or yoga/meditation practices. However, on the other hand, I feel I still do not know enough of personal finance or meditation to be able to teach. And because I work full time I cannot find the time to get better, or at least not as much as I would like to. I guess I still need to wait a couple of years and meanwhile I will try as hard as I can do improve my skills on the topics I passionate about, without being hard on myself for not being able to do it full time.

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